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In California, only about 230,000 homes and other buildings have flood insurance policies, which are separate from homeowners insurance. That means only about 2% of properties are covered against flooding. The federal government is the insurer for the bulk of them – about 191,000 as of December. Private insurers issued the rest, according to the most recent state data from 2021.
Experts say flooding is the greatest natural disaster risk in California, so why do so few Californians have flood insurance?
Federal help is finally on the way for flood-soaked San Joaquin County, now added to FEMA's major disaster declaration.
As San Joaquin County continues to deal with flooding and other issues, the area has been added to the Federal Disaster Declaration from the recent storms.
Sacramento County's Office of Emergency Services is releasing its first storm damage estimate. The preliminary cost for cleanup and repairs countywide is $123 million.
Calaveras County residents are still cleaning up damages from heavy flooding that left some houses inundated with multiple feet of water.
Homeowners in Acampo are dealing with standing floodwater in their neighborhoods, as Highway 99 reopens.
Calaveras County residents are still cleaning up damages from heavy flooding that left some houses inundated with multiple feet of water.
The evacuation order for the rural Patterson area has also been lifted.
While the southbound side is back fully open, only one northbound lane is open.
The San Joaquin County sheriff called in the National Guard for help with a community at risk of flooding. That crisis was averted by some quick thinking and heavy equipment.
Pumps in San Joaquin County were without backup generators when the power failed in the recent storms.
The water was slowly going down just east of Highway 99 on Tuesday, but not fast enough.
Record rain, saturated soil and a power outage meant flooding in areas of Acampo this week. Some homeowners have flooded multiple times in the last six years despite a county flood mitigation project.
The flooding in Acampo caused by record rain and saturated soil is impacting homeowners despite a county flood mitigation project.
All inmates are now back at the Rio Cosumnes Correctional Center after they were evacuated earlier in January due to the flooding threat in the area.
A three-mile stretch of Highway 99 in San Joaquin County has been shut down because of flooding.
The freeway remains shut down between Acampo Road and Turner Road Tuesday morning.
People living in a neighborhood in Acampo are under a mandatory evacuation order.
The San Joaquin County Sheriff's Office has issued a mandatory Evacuation Order for Arbor Mobile Home Park in Acampo due to flooding. There had already been 175 people evacuated, but the remainder of the residents at the park are being evacuated. The address of the park is 19690 Hwy. 99 in Acampo.
People in Wilton who were evacuation due to flooding threat are allowed to return home. But with rain in the forecast, conditions could change. An evacuation warning remains in effect for the region.
The ninth atmospheric river in a three-week series of major winter storms was churning through California on Monday, leaving mountain driving dangerous and flooding risk high near swollen rivers even as the sun came out in some areas.
Authorities have had to rescue people from at least two cars that were stuck in flood waters in southeastern Sacramento County on Monday morning.
Authorities have had to rescue people from at least two cars that were stuck in flood waters in southeastern Sacramento County on Monday morning.
The overall impacts of the storms are likely to be minor compared to earlier storms this week. Impacts for the valley and foothills will be minor to moderate with major impacts in the Sierra.
Jackson Merrill and Fernando Tatis Jr. each hit solo homers, Mason Miller pitched a flawless ninth inning and the San Diego Padres beat the San Francisco Giants 7-6.
Celine Dion's return to the stage underscored a remarkable comeback after stiff-person syndrome, an incurable condition that causes stiffness and cramps, forced her to cancel shows and cast years of uncertainty over whether she would ever perform again.
Breanna Stewart scored 16 points and Kahleah Copper added 13 to help the U.S. beat Spain 76-66, advancing to the championship game of the women's FIBA World Cup.
The former Lake County public works director died in a crash along Highway 20 in Colusa County on Friday, authorities said.
A Tracy High School teacher was arrested Friday after students discovered a phone recording students while they changed in a campus locker room, police said.
In a blog post, Anthropic CEO Dario Amodei cautioned that swarms of rogue AI agents could take over the internet in as little as six months.
A Tracy High School teacher was arrested Friday after students discovered a phone recording students while they changed in a campus locker room, police said.
When it comes to wine, the number of people taking a sip is slipping.
The Lucas Fire burning near the Mendocino-Lake County line grew to nearly 4,000 acres on Saturday and evacuation orders remained in place.
The sheriff's office says the victim had reported months of stalking before the suspect shot and killed her in Arden-Arcade.
Twenty-five years after 343 firefighters died rushing into the Twin Towers on Sept. 11, 2001, a group of Sacramento high school students climbed 63 flights of stairs Friday to honor their sacrifice.
Twenty-five years after the Sept. 11 terrorist attacks, two Sacramento-area men who were working inside the World Trade Center are reflecting on the day they survived and the lives they built in the years that followed.
Sacramento's hot summers were once plagued with smoggy skies, but after decades of work, officials say our air quality is the best it's been in 25 years.
A viral video circulating online appears to show a group of teenagers throwing water bottles at homeless people in Sacramento County, and one man says the same group assaulted him outside the Safeway on Arden Way.
A Sacramento gas station serves up fresh cinnamon rolls and is a sweet pit stop loyal customers continue to fill up on.
The former Lake County public works director died in a crash along Highway 20 in Colusa County on Friday, authorities said.
A California law aimed at phasing out the sale of certain single-use propane cylinders will not take effect as planned after the Trump administration determined the state law is preempted by federal regulations.
A Homeland Security social media post targeting a specific group of commercial truck drivers is drawing criticism from California Gov. Gavin Newsom and a Central Valley trucking leader, who says legitimate safety concerns are being used to target an entire community.
One of the organizers who says she was sexually abused by Latino labor leader César Chavez decades ago has sued nonprofits tied to him.
The new laws establish what the governor's office describes as the nation's first standards for independent third-party audits and assessments of AI technology.
Jackson Merrill and Fernando Tatis Jr. each hit solo homers, Mason Miller pitched a flawless ninth inning and the San Diego Padres beat the San Francisco Giants 7-6.
Breanna Stewart scored 16 points and Kahleah Copper added 13 to help the U.S. beat Spain 76-66, advancing to the championship game of the women's FIBA World Cup.
Mike Evans, Demarcus Robinson and Deebo Samuel caught touchdown passes from Brock Purdy, and the San Francisco 49ers routed the Los Angeles Rams 27-7 in the first NFL regular-season game in Australia.
Henry Bolte hit a solo home run in the third inning and Tommy White scored on a wild pitch as the Athletics beat the Toronto Blue Jays 2-0 on Wednesday.
San Francisco 49ers coach Kyle Shanahan says defensive tackle Alfred Collins is out for the season after tearing his patellar tendon.
A California law aimed at phasing out the sale of certain single-use propane cylinders will not take effect as planned after the Trump administration determined the state law is preempted by federal regulations.
One Canadian whiskey maker has found a workaround to Trump's Canadian alcohol ban.
Four former presidents were at the World Trade Center memorial site for 9/11 commemorations, while President Trump spoke at the Pentagon.
President Trump pledged $5,000 to all American adults if Republicans retain control of Congress. You may not be able to take that to the bank.
A coalition of advocacy groups and a Democratic-led city filed a preemptive lawsuit seeking to block the Trump administration from deploying armed ICE agents to polling sites ahead of the midterm elections.
Affordable Care Act recipients in 30 states are set to receive the $500 checks starting in October. Here's why.
Yolo County has reported its first death from West Nile virus this year as health officials say mosquito activity increases across the county and throughout California.
Stanislaus County has reported its first human case of West Nile virus for 2026 as the number of cases in California surges compared to recent years.
Moderna and Merck announced study results that reflect a "landmark moment" in treatment for one of the deadliest forms of skin cancer.
Multiple unpermitted street food vendors in Fairfield were cited for violations last week after inspections found them selling food unsafe for public consumption, authorities said.
During the program's first year, it will be offered at about 65 to 75 hospitals that handle about a quarter of births in the state and largely serve low-income patients, Newsom's office said.
Fresh off their undefeated season and conference championship win, the women on the team are speaking out for the first time.
Finding the perfect dress isn't easy, but now, selling them could become a lot more challenging.
This weekend, Placer County is hosting its annual Sip Into Spring event, offering free or discounted tastings at more than 20 wineries along what's known as the Placer Wine Trail.
From fruits and veggies to car parts, economists project that businesses will pass along the cost of the tariffs to customers.
President Trump and Gov. Gavin Newsom have made several different claims about California gas prices. Here's what we found.
This year-long investigation provides an unprecedented look at California's one-party supermajority legislature through the eyes of grieving parents who discover how California lawmakers kill popular bills by not voting.
This year-long investigation by CBS News California investigative correspondent Julie Watts examines the many components of California's new tougher-on-crime law.
A Natomas mother demanded that her daughter be exhumed and cremated after a Sacramento cemetery moved her grave without telling the family.
The California Highway Patrol captain accused of workers' compensation fraud was the commander in charge of the fatal Mahaney Park shootout in Roseville, three officers who worked under him at the time of the shootout said.
CBS13 and the Call Kurtis consumer investigative team devised an idea on how to lower what consumers owe on their credit cards -- and it begins with a simple phone call.
No one wants to think about death. However, it's important to plan on what happens to your digital assets after you die.
After spending $18,000 on waterproof laminate floors, a Natomas couple spotted damage after the first cleaning.
More than a year after Hai Pham canceled the trial membership, he kept getting charged every month for it.
A Natomas mother demanded that her daughter be exhumed and cremated after a Sacramento cemetery moved her grave without telling the family.
The Lucas Fire burning in the Potter Valley area of Mendocino County, right at the Lake County border, has prompted an evacuation order.
Two firefighters were injured while battling a wildfire in California's Mariposa County that prompted evacuation orders and road closures.
An evacuation order for the Ross Fire in Calaveras County was downgraded as crews stopped the forward progress.
The evacuation order and warning were lifted for the Clover Fire in the Alta Sierra area in Nevada County on Friday afternoon.
Evacuation orders have been lifted for a wildfire that ignited east of Mountain Ranch in Calaveras County on Thursday, officials said.
Their message is simple: keep showing up, keep moving and keep your heart open, because sometimes, the person who changes your life is living right across the street.
A Sacramento County dog picked up thousands of miles from home after he went missing five years ago was reunited with his family on Wednesday.
What started as a suspicious circumstances call for Rancho Cordova police ended with a newborn surprise.
A once-empty lot behind Church of the Cross in north Modesto now hosts a thriving community garden with more than 140 plots and growers from across the globe.
A Sacramento-area middle school history and English teacher is in the running to win big as America's Favorite Teacher, a title her students think she is more than worthy of being awarded.
Marlee Ginter reports.
Here are the best plays from week 3 of Friday Gameday.
Oak Ridge defeats Rocklin 39-0.
East Nicolaus defeats Marysville 40-14.
Ponderosa defeats Casa Roble 49-13.