Do creditors ever forgive debt without being asked?
Some unpaid debts disappear without a settlement request, but most borrowers shouldn't count on that happening.
Can paid collections debt still hurt your credit?
Paying off a collection closes the balance, but what happens to the damage that was already done to your credit?
Can a creditor increase your interest rate after a missed payment?
Falling behind on a credit card balance can get expensive fast, but the rules around rate hikes still play a role.
How long will a creditor try to collect on credit card debt before giving up?
You may think creditors will eventually stop trying to collect on unpaid debt, but the reality is more complicated.
Can multiple debt collectors try to collect on the same debt?
Getting calls about the same debt from different debt collection companies? Here's why that may be happening.
Can debt collectors re-age an old debt? 5 things to know now
While debt collectors have broad authority to pursue unpaid balances, there are important limits to know.
Which student loan borrowers qualify for public service loan forgiveness in 2026?
This student loan forgiveness program is still available to borrowers, but only certain types will qualify now.
How much can debt forgiveness save on a $20,000 balance this August?
Debt forgiveness can dramatically reduce what you owe, but the final savings aren't always what you'd expect.
What happens if you ignore medical bills?
Ignoring a medical bill can have consequences that extend far beyond the hospital or doctor's office. Here's why.
How much interest will a $50,000 1-year CD earn if opened this August?
A $50,000 CD can generate thousands in guaranteed interest now, but how much depends on the rate you lock in.
Can creditors freeze your savings account over an unpaid debt?
Creditors have many tools to use if you're delinquent on debt payments, but are savings account levies one of them?
Can you qualify for debt forgiveness after a divorce?
A divorce can have a big impact on your finances — and your debt. Here's what to know before seeking forgiveness.
How much interest will a $25,000 2-year CD earn if opened this August?
Locking in a 2-year CD rate now could pay off right now, especially if you're planning to make a large deposit.
What happens if a debt collector refuses to prove that you owe a debt?
Debt collectors are required to validate that a debt is legally owed, so what are the repercussions if they refuse?
How often do creditors actually win debt collection lawsuits?
Don't assume that you'll automatically lose in court if a creditor is suing you over your unpaid debt.