What happens when an unpaid balance is sent to collections?
If a bill lands in collections, the fallout escalates quickly. So, you should know what to expect and how to fix it.
Managing Your Money
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Is there a credit card debt relief program for seniors?
Seniors with growing credit card balances have options, but true senior-specific relief is another story entirely.
How much will an $80,000 home equity loan cost monthly after the December Fed rate cut?
With interest rates dropping, a home equity loan of this size is cheaper than it's been in much of the recent past.
Can the inflation drop improve mortgage interest rates?
A drop in the inflation rate could prove to be good news for homebuyers and owners hoping to refinance. Here's why.
What happens if you don't pay an overdrawn bank account?
Ignoring a negative bank balance can trigger a number of hefty consequences, but you have options to recover.
What are today's mortgage interest rates: December 18, 2025?
Looking to buy a home or refinance an existing property? Here are the mortgage interest rates you need to know now.
How much will a $40,000 HELOC cost per month following the Fed's December rate cut?
Fed rate cuts have made HELOC borrowing costs more affordable. Here's how much a $40,000 HELOC can cost monthly now.
How to protect your Social Security from garnishment
Federal law shields your Social Security benefits from being garnished by most creditors, but not all of them.
What are today's mortgage interest rates: December 17, 2025?
Mortgage rates are ending the year much lower than they started. Here's what they are as of December 17, 2025.
What to consider about mortgage rate locks now, according to experts
Locking in one of today's lower mortgage rates may make sense, experts say, but there are some items to know first.
How much will a $60,000 home equity loan cost per month after the December Fed rate cut?
New Fed rate cuts have made home equity borrowing more affordable. Here's what a $60,000 loan can cost monthly now.
Here's what a $650,000 mortgage loan costs monthly after the December Fed rate cut
The latest Fed rate cut has pulled mortgage rates down further from this year's highs, improving affordability.
$50,000 home equity loan vs. $50,000 cash-out refinance: Which is better heading into 2026?
Both offer viable ways to borrow $50,000 worth of home equity, but only one has timely benefits worth knowing now.
What are the monthly payments on a $75,000 home equity loan post-December Fed rate cut?
Home equity loan rates have declined. Here's how much a $75,000 loan will cost monthly after the new Fed rate cut.
What is the catch to debt relief?
Debt relief can offer real breathing room for your finances, but it comes with a few trade-offs in return.