5 job perks that can help you save money

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    By Paul Sisolak/GOBankingRates

    They say that a penny saved is a penny earned. Unfortunately, a penny earned isn't always saved. With the high cost of living expenses, bills, school tuition, family care, car maintenance, general inflation, a still-struggling economy and worst of all, debt, it's a wonder how some Americans manage to save any money at all.

    Even so, they might be leaving a huge source of savings opportunities untapped in the form of company benefits.

    A scarcity of savings

    The financial demands of everyday life often mean that people must live hand to mouth, paycheck to paycheck, with barely enough income to survive. Setting aside some savings green, whether it's for that rainy day next week or that retirement fund four decades from now, can become an impossibility -- an intangible goal that's set aside for months or years.

    In a July 2011 poll of 2,700 people by the National Foundation for Credit Counseling (NFCC), 64 percent of respondents said they would borrow from family or friends, sell their belongings or disregard other monthly expenses in the event of a $1,000 unplanned event -- anything but dip into their savings.

    Thirty-six percent replied that they would turn to their financial reserves, but there's no indicator how soon, if ever, they'd be able to replenish that money.

    There are plenty of ways to rescue your budget and save some money in the process -- and you need look no further than your own workplace. Many companies offer benefits and compensation plans for employees that sadly go unused by many working professionals.

    Check out these 5 benefits you should take advantage of.