10 American cities with the best credit scores

  • 10. San Mateo, California: 708

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    This city of about 100,000 residents isn't as well known as nearby San Francisco, but its residents have a golden reputation when it comes to credit.

    The median household income in the city stands at $83,850, or well above the national median of $53,046, according to Census data.

    Like many cities in the Bay Area, technology companies are major employers, and those based in San Mateo include GoPro (GPRO) and gaming company Roblox. While tech jobs at those companies can pay six-figure salaries, it's still a stretch for some to buy housing in the city, given the median home value is $1.07 million.