Totaled your car? Had a medical emergency? Unexpected job loss? When you are strapped for cash, it may seem like there is nowhere to turn.
In fact, there are a multitude of options when you need money and have used up (or never had) an emergency fund. Of course, the best option is to save up the money yourself and avoid going into debt. But if that's not possible, check out some of the available methods to help you when you're in a pinch.
Each option has its own pros and cons, so make sure you consider your options carefully and fully understand the terms before you commit.