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Where can you use Apple Pay?

More than 200,000 payment locations in the U.S. are equipped to accept so-called contactless payments, including Apple Pay. Smaller merchants tend to be among the millions that don't have the required equipment yet.

Apple said it has worked with several retailers to make sure most of their stores, if not all of them, were ready at Monday's launch. Apple Pay is accepted at:

Aeropostale McDonald's
American Eagle Outfitters Nike
Babies R Us Office Depot
BJ's Wholesale Club Panera Bread
Bloomingdale's Petco
Champs Sports RadioShack
Chevron & Texaco Stores RUN by Foot Locker
Disney Store SIX:02
Duane Reade Sports Authority
Footaction Subway
Foot Locker Toys R Us
House of Hoops by Foot Locker Unleashed by Petco
Kids Foot Locker Walgreens
Lady Foot Locker Wegmans
Macy's Whole Foods Market

Apple also said that the following merchants plan to add support by the end of the year: Anthropologie, Free People, Sephora, Staples, Urban Outfitters and Walt Disney Parks and Resorts.

For online payments, Apple said the following merchants have apps ready for Apple Pay: Chairish, Fancy, Groupon, HotelTonight, Houzz, Instacart, Lyft, OpenTable, Panera Bread, Spring, Staples, Target and Uber.

Others expected by year's end include: Airbnb, Disney Store, Eventbrite, JackThreads, Levi's Stadium by VenueNext, Sephora, Starbucks, StubHub, Ticketmaster and

Of course, Apple's retail stores and the Apple Store app will also take Apple Pay.

Apple Pay launched in the U.S. on Monday and requires an iPhone 6 and 6 Plus with iOS 8.1 for in-store and in-app payments. The iPad Air 2 and the iPad Mini 3 out later this week will be able to make in-app payments only.

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