The Best Retirement Plans

Last Updated Apr 5, 2009 3:46 PM EDT

Has the market bottomed? Who knows? But there's one investing principle that's never in doubt: It always makes sense to grab every penny of tax advantage that Uncle Sam is willing to advance to help you save for retirement.

So get acquainted with what is likely to be, in these times, your best retirement savings plan, the Roth IRA or 401(k). Or, if you're wondering just how big-hearted your employer is, stack up the 401(k) your company offers against three of the most generous and flexible 401(k) packages around. And if you suddenly find yourself without an employer, big-hearted or otherwise, don't shed a tear for your 401(k). Find out about the many generous tax-advantaged plans Uncle has created just for the self-employed.

Face it: To climb out of the hole the Great Recession has blown in your retirement savings, you'll need all the help you can get. The good news is, the help is here.