This post by Jill Schlesinger originally appeared on CBS' MoneyWatch.com.
Are you tempted to play with individual stocks? Stop spinning your wheels and jump on the ETF (exchange-traded fund) train. I interrupted this poor, unsuspecting guy's lunch to get him on board!
Jill Schlesinger is the Editor-at-Large for CBS MoneyWatch.com. Prior to the launch of MoneyWatch, she was the Chief Investment Officer for an independent investment advisory firm. In her infancy, she was an options trader on the Commodities Exchange of New York.