50 words about retirement you should know

(MoneyWatch) Given the modest financial resources that most baby boomers have accumulated toward retirement, they'll need to rethink, reframe and revise their views about their retirement years. In that sense, financial planning will be more about your attitude and state of mind than the amounts in your IRAs and 401(k) accounts.

To help you with this goal, here are 50 alternative words you should consider using when planning for your retirement:

  • Relax
  • Retreat
  • Rest
  • Revolt
  • Rebel
  • Refresh
  • Rejuvenate
  • Recharge
  • Rekindle
  • Reflect
  • Reactivate
  • Reconnect
  • Reacquaint
  • Reciprocate
  • Reestablish
  • Relate
  • Reunite
  • Reemerge
  • Reappear
  • Reassess
  • Reboot
  • Rebalance
  • Rebuild
  • Reinvent
  • Remonetize
  • Restore
  • Recalibrate
  • Remodel
  • Refortify
  • Reconfigure
  • Rearrange
  • Rebuild
  • Relocate
  • Renovate
  • Reclaim
  • Recycle
  • Replant
  • Record
  • Rewire
  • Realign
  • Rededicate
  • Reunify
  • Remember
  • Reassure
  • Reconsecrate
  • Reconceive
  • Resolve
  • Reconcile
  • Release
  • Rebirth

I suggest that you don't rush through reading this list. Instead, think about it for awhile and circle the five words that resonate most with you. Write them down if you're so inclined. Ask yourself: What feelings do they inspire? What action steps might you take? Do any other words come to mind?

Regardless of your circumstances, this exercise might lead to a renaissance in your rest-of-life and put you on the road to reimagining your retirement years.

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    Steve Vernon helped large employers design and manage their retirement programs for more than 35 years as a consulting actuary. Now he's a research scholar for the Stanford Center on Longevity, where he helps collect, direct and disseminate research that will improve the financial security of seniors. He's also president of Rest-of-Life Communications, delivers retirement planning workshops and authored Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck and Recession-Proof Your Retirement Years.