3 ways to maximize your savings returns in 2025
With interest rates falling, being savvy about your savings is key. Here's how to boost your returns this year.
Managing Your Money
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Will a home equity loan or HELOC be better this January?
The decision between the two popular home equity borrowing options will depend on these factors now.
HELOC interest rates drop to 18-month low: Should you open one now?
HELOC interest rates dropped again this week. Here are three reasons why you should open the line of credit now.
Does the IRS ever forgive back taxes?
The IRS may be known for taking a hard stance on tax debt repayment, but that isn't always the case.
What to do if your CD matures in 2025
A CD account with a 2025 maturity date doesn't have to be the end of big returns. Here's what savers should do now.
What's a good home equity loan interest rate in 2025?
With the interest rate climate changing again, it helps borrowers to know what a good home equity loan rate is now.
Are 1-gram or 1-ounce gold bars better to invest in now?
Both 1-gram and 1-ounce gold bars can be a smart investment, but one may be the better option in today's market.
5 ways to save on your mortgage payments this January, according to experts
Saving on mortgage payments could help you start the new year strong. Here's how to get started.
What happens if you deny a credit card debt settlement offer?
There are times when it makes sense to deny a debt settlement offer, but there could be repercussions for doing so.
How to pay less interest on credit card debt in 2025
There are multiple ways to pay less interest on your credit card debt this year. Here are five to explore now.
3 cheap ways to borrow money without using a credit card now
With credit card interest rates high, it helps to explore these alternative, cheaper ways to borrow money right now.
3 signs beginners should invest in gold in 2025
Not sure if a gold investment is right for your beginner portfolio right now? Here are three signs that it may be.
Can you take out a HELOC with high credit card debt?
A HELOC is one of the most affordable borrowing options right now, but can you qualify for one with a lot of debt?
What's a good CD interest rate in 2025?
CD rates have dropped, but they're still relatively high as 2025 begins. Here's what's considered a good rate now.
What factors drive mortgage loan interest rates?
The Fed rate decisions aren't the only factor that plays a role in where mortgage rates head next.