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Spender or Saver Quiz


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How do your money habits affect your relationship with your spouse? Take our simple 6-question quiz to find out.>

When you go out to eat with another couple, and the waitress brings the bill, you:
Scoop it up before it even hits the table and slap down your credit card. You're not the type to quibble over who owes what. Besides, your friends will probably pick up the check the next time around.
Split it. Why wouldn't you? You're all adults.
Dinners out with table service? Seems a little extravagant right now. We're more likely to pick up — or better yet, make — pizzas instead.

Your car:
Gets you from point A to point B...knock on wood. But just like the bumper sticker says, "Don't laugh—it's paid for."
Is a pleasure to drive and the envy of valet parking attendants everywhere.
Was a good value. It may not make any big style statements, but it's no clunker, either.

When people talk about "the pain of paying…"
You feel it acutely. Forking over your post-tax dollars on everyday expenses (that really do add up) has been known to make you wince.
You're confused. What could be more exhilarating than rewarding yourself with something you want (and have worked so hard to be able to get)?
You can remember feeling that way the first time you wrote a big check to the IRS.

You zip into Starbucks on a Tuesday. What happens next?
You order what you really want — just the way you want it. It turns out happiness can be bought for less that a day.
You must be meeting someone, because you brew your morning joe at home, so you scope out the available tables.
You ask for brewed coffee. Once a week, though, you will throw down for one of those espresso macchiatos.

When it comes to your work wardrobe, you:
Invest where it counts — in a few staples — and then fill in the blanks by catching the sales at discounters.
Want your coworkers and your boss to know that you take yourself and your work seriously — it's not something you want to cut corners on to save a buck.
Could use some updating/upgrading, but everything seems so damn expensive. Besides, you'll be judged on the quality of your work, not the price of your shoes.

Would you rather:
Live like a monk (beans & rice, low thread count sheets, and a very small/modest house or apartment) for the next 10 years — if it meant never having to worry about money in the future?
Spend a little more, even if that means worrying about providing for your kids' future or your own retirement along the way?
Enjoy your life now – you could get hit by a bus tomorrow – and deal with the future when it happens?

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