How to plan for retirement when your spouse won't

  • Stefano Lunardi/iStockphoto

    By Neal Frankle/

    There are few things more frustrating than having a partner who won't partner up and take care of business when it comes to retirement planning. When they live their lives without thinking about the future or doing anything about it, you are left holding the bag and in a world of worry.

    You can of course continue to try to get your spouse to do the right thing but that is akin to banging your head against the wall. The only thing you'll get out of that is a very bad headache. Instead, take the bull by the horns and follow these five steps to get on the right retirement track without waiting for your partner to see the light.