5 ways to get things off your credit report

  • Edward J Bock III/iStockphoto.com

    By Gerri Detweiler / Credit.com

    Negative information on your credit can be extremely frustrating. You know it's not good, and you just want it to go away. Before you pull your hair out or spend thousands of dollars trying to repair your credit, you'll want to understand the ways this kind of information can be removed from your reports.

    First, find out exactly what you're dealing with. You can't fix what you don't know about, so you need to get your credit reports (here's how to get them for free) and do a thorough read of them, looking for any accounts that are not in good standing or have missed payments. If your reports do contain derogatory information, here are five ways to get it removed.