5 signs you should freeze your credit

  • iStockphoto

    By Gerri Detweiler/Credit.com

    Roughly 13 million consumers are victims of identity theft each year, and millions more experience data breaches, phishing attempts and other types of financial fraud. If you are among them -- or are worried you may be next -- you may have thought about blocking access to your credit reports completely. That's essentially what a credit freeze does, and there are times when it makes sense to take that step.

    Click ahead for five of them.