5 best consumer finance tips of 2012

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    (MoneyWatch) Although the U.S. economy is sprouting "green shoots," if no flowers yet, finances for many Americans remain tight. And with incomes still stagnant, pinching pennies is as important than ever.

    Staying informed in this tough economic environment can save you a bundle, and CBS MoneyWatch's personal finance expert Kathy Kristof shared important tips throughout the year. The MoneyWatch team looked back at Kathy's posts from 2012 and chose our favorite nuggets of advice.