Health insurance helps to make care more affordable, but it doesn't make medical bills magically disappear. No, we still have plenty to pay out-of-pocket.
In recent years, employers have shifted a greater portion of health care costs to workers. While people with employer-sponsored health insurance see their costs rise, it's nothing compared with what some of those with individual health insurance pay.
Fortunately, there are ways to fight high medical bills and keep your out-of-pocket costs to a minimum.
Click ahead for 10 tips to cut costs.