Not only is a good credit score a sign of healthy money management -- it's also necessary if you want to afford many of life's necessities. For example, if you want to buy a home this spring, a higher credit score will get you a lower mortgage rate, which saves you money. The same is true for car loans; a higher credit score can get you a lower APR on your auto loan.
Using Experian data on local credit scores, GOBankingRates calculated the average credit score by state to find the 10 states where people have the best credit scores -- and the 10 where residents have the worst credit.
Click through to see where your state ranks for its credit score.
This article was originally published by GOBankingRates.