Average Mortgage Rates For U.S. Cities

Selected Metropolitan Area Statistics

for week ending January 26, 2001

30 Year FRM15 Year FRM1 Year FRM
Metro AreaInterest RateTotal PointsInterest RateTotal PointsInterest Rate Total Points
NW/National 7.34% 0.70 6.87% 0.74 6.57% 0.80
AZ/Phoenix 7.43% 0.63 7.03% 0.47 6.77% 0.36
CA/Los Angeles 7.37% 0.88 6.73% 1.45 6.61% 1.38
CA/San Francisco 7.40% 0.58 6.86% 0.926.21% 0.86
CO/Denver 7.31% 0.96 6.95% 0.75 6.69% 0.97
CT/Stamford 7.07% 1.45 6.57% 1.55 5.89% 1.71
DC/Washington DC 7.18% 1.41 6.79% 1.35 6.26% 1.31
FL/Miami 7.39% 0.51 6.91% 0.52 6.90% 0.53
FL/Orlando 7.55% 0.14 7.19% 0.03 7.06% 0.06
GA/Atlanta 7.24% 1.18 6.79% 1.20 6.33% 1.19
IL/Chicago 7.45% 0.18 6.97% 0.35 6.91% 0.41
MA/Boston 7.31% 0.55 6.76% 0.70 6.51% 0.54
MD/Baltimore 7.25% 1.20 6.78% 1.12 6.42% 1.44
MI/Detroit 7.33% 0.63 6.83% 0.90 6.82% 0.86
MN/Minneapolis 7.44% 0.92 7.05% 0.95 6.76% 1.00
NC/Raleigh-Durham 7.23% 1.21 6.69% 1.36 6.43% 1.00
NJ/Morristown 7.39% 0.27 7.00% 0.15 6.91% 0.33
NY/New York City 7.25% 0.89 6.77% 0.92 6.43% 0.93
OH/Cleveland 7.39% 0.38 6.95% 0.20 7.31% 0.44
PA/Philadelphia 7.26% 0.89 6.85% 0.93 5.90% 1.64
TX/Dallas-Ft Worth 7.29% 0.94 6.97% 0.88 6.93% 1.04
WA/Seattle 7.32% 0.89 6.86% 0.92 7.06% 1.04
NW/National FHA 7.31% 0.79 n/a% n/a 6.09% 1.18
Source: HSH Associates, Financial Publishers http://www.hsh.com/



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