Latest, Neatest Smartphone Apps

Weather forecasts? There's an app for that. Money management? There's an app for that.

Let's face it: There's basically an app for everything these days, which makes it tough to keep on top of the latest and greatest.

So, on "The Early Show on Saturday Morning," technology expert Katie Lindendoll directed viewers to some of the most useful and clever programs to hit the market lately for the most popular smartphones - the iPhone, BlackBerry, and Droid.

The following info comes from Katie and the developers of the apps:

EVERNOTE (APP TO STAY ORGANIZED); FREE

Evernote is a great app if you want to keep things on your smartphone organized. It can take clips from websites, photos, and even audio and will store and organize it for you in a simple and accessible layout. There is also a geo location feature that displays your notes on a map. Everything is kept synchronized so you can access your notes form any computer or phone at any time.

Available for iPhone, iPad, Android, Blackberry, Palm Pre, Windows Mobile

MINT.COM PERSONAL FINANCE (APP TO MONITOR FINANCES); FREE

Mint.com claims more than 3.5 million users, and is particularly successful among women (breakdown is about 50/50 which is unheard of in the financial space). 90 percent of Mint.com users say they've changed their spending habits as a result of using the product - with nearly half eating out less and cooking at home more. Their app, mint.com personal finance allows you to follow your budgets, spending, and keep track of your accounts on the go. Mobile users check in on average 2x per day to see their balances and find out how their doing with their budgets. The average web-based mint.com user only checks these things 2x per week. The app is anonymous, uses bank level data security - and each mobile app ALSO has device-level security so friends using your phone can't see how/where you spend. Just in case someone doesn't have a smart phone, they can text in "MyMint" or 696468 and Mint will instantly send back the balances of their accounts, so they know if they can afford a big purchase or a night out on the town

Available for iPhone and Android

HAVE2P (TELLS YOU WHERE THE NEAREST/BEST PUBLIC RESTROOMS ARE) - FREE

This app is perfect for those moms and dads on vacation with their kids who always need to pee. The app automatically detects your current location to find restrooms in the local area and will give you tips and reviews of restrooms from other users. For example, if a particular restroom is patrons only, if it has a changing table, whether or not its clean, etc. It also flags business that have no public restrooms, which can save you precious time when hunting for a restroom.

Available for iPhone, iPod touch, Android

UV DETECTOR (UV RAY INFO AND SUNSCREEN RECOMMENDATIONS); FREE

The UV Detector app gives you a real time UV index. It shares tips every time it loads and you can set your own personal threshold where then the app will send you alerts of high UV levels. Studios from Mass General haev shown that when people are alerted to wear sunscreen, they apply it 50 percent more of hte time.

Available for iPhone, iPad, and iPod Touch

UMBRELLA TODAY (TELLS WHETHER YOU'LL NEED UMBRELLA ON GIVEN DAY); $1.99

Umbrella today is a very simple app. Just punch in your zip code and it will tell you whether or not you will need an umbrella that day. You can also set it to give you alerts on days that you need the umbrella.

Available for iPhone, Android (fall), BB (fall)

STAR WALK (TELLS YOU WHAT STARS ARE ABOVE YOU WHEN YOU GO STARGAZING); $2.99 or $4.99

Star Walk is like having a planetarium in your pocket -- you just tilt the device upwards Star Walk can help you identify what stars and constellations are overhead. It also has features that allow you to see what stars are in other locations, what stars are visible at different times in the past or future. The program follows your movement and will tell you what stars are overhead as you move around. It can identify over 80 constellations, over 9000 stars, and even meteor showers.

Compatible with iPad, iPhone, or iPod touch