Specialty Consumer Reports You May Not Know About
SAN FRANCISCO (CBS SF) -- You've heard of your credit report, but a Call Kurtis Investigation has learned there are dozens of reports about you, you probably don't know about. A couple from Antelope didn't know until they were cut off from their bank cards.
Johnny Smith says he has thousands of dollars in his account, but showed us how his credit union won't let him get cash out of the ATM. His wife Stephanie says her bank card was rejected while shopping over the holidays.
"You are totally embarrassed," she recalls feeling. "You start looking at all these people around you and you think, oh my God."
The couple says Safe Credit Union deactivated their cards over what popped up on their Chex Systems Report. They say they never heard of this report before. The company tracks banking and checking account histories. 80% of banks and credit unions use Chex Systems and share information including if you've over drafted, bounced a check, have unpaid debts, or if there's suspected fraud with your account.
For the full report, click here.