What Should I Look For In An Automobile Insurance Policy?

Provided by Horwitz Horwitz & Associates

We recommend that you buy an umbrella policy for home and automobile insurance, which will provide additional liability coverage above the basic policy.

Also, we recommend you raise the personal medical limits of your policy.

Lastly, we recommend purchasing a one million dollar underinsured motorist policy.

Time and again, this question arises because of how insurance is constantly changing. Most of us fail to read the confusing liability limits in the policy, or choose not to read them at all. Ultimately, many of us end up underinsured, exposing us to huge risks such as bankruptcy, poverty and suffering in the event of a serious injury.

Due to the changing landscape – larger liability protection has never been more accessible. Thankfully, it has never been more affordable either.

So why aren't people taking advantage of it? You have to ask for it, and most people aren't aware of the benefits.

To learn more about how to better protect yourself, read: What Kind of Automobile Insurance Do I Need? or visit horwitzlaw.com.