"I just didn't believe that that's how you came up with people, that you just opened the phone book and picked a name," she told Hartman, admitting her assumption that the choice of a subject was staged.
"Because what if they really didn't have anything to say? You know, stay-at-home mom with nothing to say," she said.
Was that the situation he was in, Hartman wondered. "Well, we can see, I guess," said Pfohl.
And so begins her story…
"That is a little unbelievable, don't you think," she asked.
She's a woman with a long, proud history of skepticism.
When Hartman asked her husband, Ben, how many times he asked her out before she finally said yes, he replied, "Over a hundred."
It started when they were just 13.
"And you should have seen me when I was 13. I don't know what he was thinking," she said.
Ten years later, she finally said yes. They now have two children: Clark, a cameraman's worst nightmare, and Morgan, a carpet cleaner's dream.
Pfohl said if you had told her even three years ago that one day she'd be a stay-at-home mom, she would have been – skeptical - to say the least.
"I got to boss people around. And as my husband says, nobody is listening to me anymore," she said.
Before Clark came along, Pfohl was a banking whiz kid. In just two years, she worked her way from teller to branch manager – overseeing two offices. And that's why, at first at least, she wasn't very excited about sacrificing her net worth, or her self worth.
"You know, people meet you, they ask you what you do for a living. And if you say, 'I'm a stay-at-home mom,' that doesn't seem as impressive to most people as, 'I'm the branch manager of a bank,'" she said.
Only 25 percent of new mothers quit work after their child is born.
"I just didn't want anybody else being with my baby, you know," she said.
And although it's often a difficult decision – it is rarely a regret.
"I mean I could choose to look at my life as – I had these two brats and I have no life now – and there'd be some element of truth to that.
"But I chose to look at it like – I've been given this great opportunity to have these great kids. And if you're looking for the good things in life and you're looking for happiness, I think it finds you. There you go. Do you think that's a story?"