Jill on Money: Final Four, Retirement planning

generic call-in radio show for Jill Schlesinger

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Final Four fever is gripping the nation this weekend, but there was still plenty of time for a little financial advice before the big games. We started the show with Steve from MN, who will be retiring in a few years and wants to know when he should claim Social Security benefits.

Chuck from IL is preparing for retirement and wants to make sure that he has adequate cash on hand and that he is able to get a good night's sleep instead of worrying about LTC.

Ken, Sara and Elizabeth are concerned about student loan debt, while Ed is struggling with the new found knowledge that a joint credit card can be a bitter pill to swallow.

Should Wesley from IN deplete his nest egg to pay down his mortgage and home equity loan?

Anthony from TX has accumulated $150K from a second job (nice work if you can get it!) and wants to know what he should do about funding education. He hadn't known that he could open another retirement account, which would allow him to put away a total of $51,000 annually.

Peter in CT is a self-employed 63 year-old, who has a very complicated financial life. It's time for some professional help - NAPFA.org to the rescue!

We fielded a bunch of retirement questions - Tracy is wondering how much to put into her 401 (k); an e-mailer asked about rolling over a retirement plan into a hybrid-indexed annuity; Bob and Jim needed allocation advice; and Richard is trying to re-start his retirement funding after a few setbacks.

Jeff in Missouri is 27 and ready to take control of his financial life and Gene asked about over-funding 529 plans.

Here are web sites and resources mentioned in this week's show:

-- Jill's Blog

-- NAPFA: National Association of Personal Financial Advisors (fee-only advisors)

-- Best CD Rates

-- E, EE and I Savings Bonds

-- The ABCs of Annuities: 6 Questions to Ask

-- The Pros and Cons of Annuities

--Immediate Annuity Calculator

-- Annuity salespeople don't like me

-- Social Security: Manage your account online

-- Social Security estimator

-- When to take Social Security?

--Social Security: File and Suspend

-- Social Security: Double-Dipping

-- Medigap insurance

-- Retirement Calculator

-- Retirement Plan Required Distribution Calculator

-- Long-term Care - US government web site

-- Long term care conundrum

-- Life Expectancy Calculator

-- Life Insurance calculator

--Financial documents: What to shred, what to keep

-- Estate Planning: the Documents You Need

-- NYT Rent vs. Buy Calculator

-- Re-Fi Calculator

-- Another Re-Fi Calculator

-- Reverse mortgage info via HUD

-- Reverse Mortgages: Don't let the Fonz sell you

-- 529 plan info

-- College Loans: What you need to know

-- Student Loan Consolidation

-- Money As You Grow

-- National Foundation for Credit Counseling

Thanks to everyone who participated and to Mark, the BEST producer in the world. If you have a financial question, there are lots of ways to contact us:

Call 855-411-JILL and we'll schedule time to get you on the show LIVE

Send an email: askjill@jillonmoney.com

Tweet me: @jillonmoney

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    Jill Schlesinger, CFP®, is the Emmy-nominated, Business Analyst for CBS News. She covers the economy, markets, investing and anything else with a dollar sign on TV, radio (including her nationally syndicated radio show), the web and her blog, "Jill on Money." Prior to her second career at CBS, Jill spent 14 years as the co-owner and Chief Investment Officer for an independent investment advisory firm. She began her career as a self-employed options trader on the Commodities Exchange of New York, following her graduation from Brown University.