Census Taker's Hanging an Insurance Scam?
Authorities Probing Whether Bill Sparkman's Death Was a Suicide to Benefit Son, Sources Say
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In this undated 2008 photo, Bill Sparkman speaks to a 7th grade class during a lesson about sound waves. (AP Photo/The Times-Tribune)
The dead man's son, Josh Sparkman, said in an interview with the AP that he found paperwork for the private life insurance policy among the personal files of his father, Bill Sparkman, but wasn't sure of the amount or when it was taken out. He said authorities have told him nothing about the case and haven't produced a death certificate, which is usually needed to make an insurance claim.
Two law enforcement officials, who spoke on condition of anonymity because they were not authorized to discuss the case, said investigators were trying to determine whether Bill Sparkman committed suicide but altered the scene to make it look like a homicide, allowing his son to collect.
Life insurance policies typically do not cover suicides within a certain time period after the policy begins.
Sparkman said he was convinced his father was killed, in part because there were several items missing and apparently stolen from his car. Police have declined to comment about any of the items removed from the car except for a census computer, which was not found although its case was.
"If it's deemed suicide, there's no point in even looking at insurance," the son said. "There's no such thing as suicide insurance. The money is not the concern. I just want to know what happened to my dad."
Bill Sparkman's naked body was found Sept. 12 near a cemetery in a heavily wooded area of southeastern Kentucky. One of the witnesses who found the body said the 51-year-old was bound with duct tape, gagged and had an identification badge taped to his neck. Authorities have confirmed "fed" was written on his chest, likely in pen.
Sparkman, 20, who is unemployed, said he's convinced his father could not have committed suicide, even though law enforcement officials previously told the AP on condition of anonymity that they were looking closely at that possibility and increasingly doubted he was killed because of his government job, as was first feared.
There were no defensive wounds on Bill Sparkman's body, and while his hands were bound with duct tape, they still were somewhat mobile, suggesting he could have manipulated the rope, the officials said. He was found hanging from the tree yet was in contact with the ground. Homicide, suicide and an accident were all being considered as a manner of death, authorities said.
Kentucky State Police Capt. Lisa Rudzinski declined to comment Thursday on whether a life insurance policy connection was being probed. She said investigators still have not determined the manner of death and were still awaiting forensic tests.
Sparkman said he also received a letter from the Census Bureau about how to collect his father's final payroll check and information about death compensation the government might owe him.
"It's not much, nothing substantial," he said. "It's not like it's enough to pay off the house or anything."
Because he was a census employee, Bill Sparkman's family would be eligible for up to $10,000 in death gratuity payments if he was killed on the job, according to the Office of Personnel Management. He was not eligible for a separate life insurance policy through the government because his census work was intermittent, Census Bureau spokesman Stephen Buckner said.
Sparkman said his father last updated his will in 1993, listing Josh as the heir to the estate, including the London, Ky., home valued at $80,000, according to Laurel County property records. Friends chipped in to help gather money for him to make one monthly mortgage check, but the son said he remains behind on other payments.
"My dad never really cared about material things," he said. "It's not what mattered to him. His friends, his family - that's the kind of stuff you care about. He would do without to see someone in his family do better."
Sparkman said he noticed no changes in his father in the weeks before his death that would suggest he was upset about anything. In their final phone conversation, his father mentioned he was still trying to land a full-time teaching job but remained upbeat, he said.
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- This man may have lived a troubled life. His marriage didn't last, he worked part-time jobs because he couldn't find full-time employment, and he was being treated for cancer. It is possible that he wanted to help his son financially. Perhaps the only way he could provide money to his son was to stage his own murder. The police and FBI are experienced and can often spot things the rest of us might miss. Of course, my post is speculative but stranger things have happened.
- Reply to this comment
- We had a similar "suicide" in my county.
A man was found stabbed 20 times including in his back and was found hanging from a light fixture.
Law enforcement declared it a suicide and closed the case in spite of complaints from the family.
No, I am not joking.
Never trust law enforcement.
A little money from an insurance company can get a claim changed from murder to suicide real quick.
If there is outrage they will have to drop the suicide thing, if the public doesn't care it will be ruled suicide.
One point - almost all life insurance policies DO cover suicide but only after a certain period of time from the policy being issued, usually 3 years. - Reply to this comment
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- A long time ago, in West Texas, a man was shot nine times in the head with a bolt-action rifle.
The cops said it was suicide.
- Both my parents have worked in various fields of insurance, people screw the insurance more often than not. That is why they have to cover their a##es, it is a for profit business.
- by cdegolier November 13, 2009 6:32 PM EST
Both my parents have worked in various fields of insurance, people screw the insurance more often than not. That is why they have to cover their a##es, it is a for profit business.
Ri-i-i-ght, poor insurance companies. They really WANT to pay claims, but the nasty public just won't play fair.
- by cdegolier November 13, 2009 6:32 PM EST
Both my parents have worked in various fields of insurance, people screw the insurance more often than not. That is why they have to cover their a##es, it is a for profit business
Gee...you don't suppose that's because insurance companies SCREW CLIENTS MORE OFTEN THAN NOT, do you?? Good grief - insurance companies will do anything NOT to pay their due and that's a FACT...the difference in your statement compared to mine is that you gleefully boast "it's a for-profit business" and my statement to that is "when we pay premiums for Ins to cover costs...They should COVER those costs the thieving ba$tards!" Between Doc's and Ins, WHY do you think there is a friggin health care overhaul issue going on? Cause the Doc's over charge and the insurance companies not only over charge for plans, but they won't PAY for coverage!
- A long time ago, in West Texas, a man was shot nine times in the head with a bolt-action rifle.
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