February 11, 2009 2:46 PM

Anorexia Victim's Suicide Sparks Lawsuit

By
CBSNews
(CBS)  The family of an anorexia sufferer who committed suicide is suing a health insurance company over what the family says is the company's denial of care.

The San Diego woman's father says a representative of the company told him it was "pulling the plug" on coverage of her hospitalization.

Janell Smith's glowing smile and "bigger than life" personality helped her cover up the fact that she had the eating disorder, her family says.

She kept it so secret, not even her sister knew about it.

One day, says the sister, Dianna Wilson, Janell "took off the majority of her clothes, and when I saw how skinny her arms were and how her ribs out and all that, I was crushed."

By the time she was hospitalized in January 2003, Janell, who was 26 at the time, weighed 68 pounds. A feeding tube was keeping her alive.

Janell was in the hospital for three weeks but, her family says, just as her health seemed to be improving, her father got a call from his insurance company.

Brian Smith tells CBS News, "The counselor said, 'Nobody's talked to us about next-step strategies. In fact, we don't support this. The insurance company is pulling the plug.' That was her words."

Janell was released from treatment.

Days later, her family says, guilt-ridden in the wake of an eating binge, Janell ingested a toxic combination of Tylenol, vodka, and cocaine. She overdosed and died.

"Had she been able to get the care she needed," says her sister, "and had the doctors said, 'You know, she's at a good place, and she can go into an outpatient program,' I believe she'd be with us today. I really do."

In a lawsuit filed by Janell's parents, the family alleges that its health insurance provider, Magellan, didn't consult with Janell's doctors.

Magellan denies that, countering that Janell discharged herself and that her doctors didn't request extended hospitalization.

Magellan says it was the family's responsibility to ask for more coverage, that her coverage had simply expired and that, had the family asked for more, Magellan would have granted it.

"That's simply just not true," Scott Glovsky, the lawyer representing the Smiths, told co-anchor Maggie Rodriguez on The Early Show Thursday.

Brian Smith admitted to Rodriguez that he didn't ask for more coverage.

"She was in the hospital," Brian told Rodriguez, "and, two-and-a-half weeks after she had come out of tube-feeding, and still weighing in the low 70s, I got a phone call from Magellan on a Friday, saying she's going to be discharged on Monday. I protested, saying she wasn't ready, that she didn't weigh enough to qualify for an outpatient program. And they said, 'Oh, you'll see her counselor tomorrow, and we'll work on next steps.'

" ... The case manager of Magellan ... said three things -- she's being discharged, she needs to be in an outpatient program by Wednesday, and, oh, by the way, we don't want her living in your home. That's what we were told. In their notes, they even write that they had set up this discharge plan to another outpatient program. So for them to say they were just continuing coverage is totally untrue."

Glovsky added, "Their own records, their official notes of what happened says that their medical director determined she must be 'discharged,' their word. Their notes also say that they advised the hospital of that decision and called Brian on that decision. So they're claim they didn't deny any care is simply not true."

"It's extremely frustrating," Mary Smith, Janell's mother, told Rodriguez. "We knew our daughter needed long-term care. She was extremely underweight. She was very ill. Everybody that was on her treating team knew she was ill. Her doctor, her psychiatrists, her eating specialists. We knew it. Everyone knew it. But the bottom line was there was a financial consideration for Magellan."

Glovsky suggested the National Eating Disorder Association "is a wonderful resource for families to get help."

Copyright 2009 CBS. All rights reserved.
Add a Comment See all 49 Comments
by bushybug September 24, 2009 11:47 PM EDT
What you are reading is true about this vile company Magellan. They are not the insurer but manage care for Horizon Blue Cross and some other companies. Their main goal is profits and they routinely deny care across the board. They cite that its not "medically necessary". By the time it becomes necessary the patient is beyond help or dead.
This company is run by a greedy French jew name Rene. What would you expect? They only care about their damn stock and management bonuses.
Reply to this comment
by averyjoy June 20, 2008 11:18 PM EDT
For all of you that are blaming the family and Janell, you can shut your fat and ignorant mouths! You''re the one''s with the mental problems. You have no idea what you''re talking about and yet you just keep talking no matter how stupid you sound. Janell didn''t want to die, each of her family members and friends (me included) would''ve given up everything to save her and insurance companies should be held to a higher standard becuase they hold people''s lives in their hands. Also, Janell''s last name wasn''t Wilson as it says at the bottom of her picture, it was Smith. Why don''t you all think about what you post online? Janell has a family that is mourning their daughter and sister. Why not offer support instead of breaking their hearts more by saying nasty things about a beautiful person that you didn''t even know?
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by auntieconnie June 20, 2008 4:04 PM EDT
Ok Let me have my say. The family should have catch on faster. She didn''t have to be naked for them to see. It is in the face and the eyes. And if she was being kicked out of the hospital. Why didn''t they sell thier house or anything to keep her there?
BUT as it goes in America all anyone thinks of is sueing someone.
Like when the lady sued McDonalds when the fool spiled hot coffee on herself. Anyone know when you order coffee it will be hot. But she did it and won.
Did the insur con. give her this stuff she took to kill her self? Or was they there to help her. NOOOOOO
She wanted to take the chicken way out.
I hope they don''t make it to sue. But they will.
This is where you can sue anyone for any reason.
A drunk come on my land (when he wasn''t welcome there)
and falls and get hurt he can sue me.
They need to except her death. And stop trying to get something for nothing.
Reply to this comment
by psk123-2009 June 20, 2008 12:12 AM EDT
Insurance companies should NEVER be allowed to decide who gets care and how much. They are being paid insurance premiums so that when care is needed it can be gotten.

Years ago when I was near death my doctor fought for me to be able to stay in the hospital to recieve the care that I needed. The insurance company would only three days then demanded I be discharged as they would not pay any of the bill otherwise and they certainly would not pay for more time or care.

My doctor was horrified and decided to take on the extra expense himself. The care and health of people meant more to him than getting paid.
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by nothappyatall June 19, 2008 11:21 PM EDT
Right on OneWorldUSA- she OD''d on cocaine etc and that''s somehow the insurance co''s fault!!!! blame everyone but the WEAK.

"Janell ingested a toxic combination of Tylenol, vodka, and cocaine. She overdosed and died."

Oh well! Wonder if she jumped in jezus'' lap on the other side?


"Had she been able to get the care she needed," says her sister, "and had the doctors said, ''You know, she''s at a good place, and she can go into an outpatient program,'' I believe she''d be with us today. I really do."

She can believe anything she wants that doesn''t make it reality or fact, the fact IS the woman KILLED HERSELF. She didn''t need an MD she needed a shrink, straightjacket or to be committed.


"In a lawsuit filed by Janell''s parents, the family alleges that its health insurance provider, Magellan, didn''t consult with Janell''s doctors. "

And how would they KNOW that? they don''t. Even so, the insurance co is not required to consult- they are a profit business, and this woman probably went in to the hospital for her stupid eating disorder dozens and dozens of times, after a while you reach you policy LIMITS per the contract.

Mine had a $2 million lifetime limit, now it''s $5 million- you reach the max and they have the right to not pay.
Reply to this comment
by luvwknd69 June 19, 2008 10:48 PM EDT
Typical BS from fradulent insurance companies, when will they stop the lobbying they do to elected officials so they "Can have their own laws"?
Insurance companies are evil, crooked and dishonest as he11!! I worked for a life insurance company for 5 years and the BS I saw was UNBELIEVABLE - I saw the dishonesty first hand and was totally astonished!
I hope they sue the he11 out of Magellan!
Reply to this comment
by magoo2u1 June 19, 2008 10:30 PM EDT
"She went down to 68 pounds before anyone noticed and got her hospitalized...so to not feel so guilty the family is sueing? CRAZY!"

Well I guess your stupid. They are suing because:

The case manager of Magellan ... said three things -- she''s being discharged, she needs to be in an outpatient program by Wednesday, and, oh, by the way, we don''t want her living in your home. That''s what we were told. In their notes, they even write that they had set up this discharge plan to another outpatient program. So for them to say they were just continuing coverage is totally untrue."

Reply to this comment
by iwillbecause June 19, 2008 8:10 PM EDT
She went down to 68 pounds before anyone noticed and got her hospitalized...so to not feel so guilty the family is sueing? CRAZY!
Reply to this comment
by rosemari2 June 19, 2008 7:41 PM EDT
I find no one is saying this was right, and most of us have have experience with ''drive-through'' Hospital care in this Country.

The fact remains, painfully to be sure, that this woman was very ill, mentally. Because starving one''s self is a self-inflicted illness. She was ill and was basically pitched out into the street to manage a severe mental problem on her own--------it''s been like this since Reagan decided mental illness wasn''t something anyone needed handle, especially the Health Care Industry, or the Government.

However, this poor person took pain-killer, booze and cocaine--------odds are she was an addict along with the eating problem already. And that is a choice she made, also.

Perhaps the family needs to come to grips with the fact their daughter was EXTREMELY ill, and they didn''t have a clue, she''s now dead, and it was her choice to die, and all the Lawsuits in the World is not going to bring her back, either.
Reply to this comment
by ccdsswrkr08 June 19, 2008 7:31 PM EDT
cccsmith2

Finaly, someone else with their head on straight
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