It's only fair. Just like bad drivers pay more for insurance any individual or group of people who place an undue burden on any particular system should pay more for that priviledge.
But there are also unhealthy thin people. Who determines who's healthy and unhealthy? I say make them pay in the form of co-pays. Unhealthy people will have frequent visits to the doctors, healthy people won't.
Bad drivers pay more for car insurance. Old people pay more for life insurance. These decisions are made objectively based on a risk-oriented methodology. Note that results also discriminate based on gender.
Yea and pot smokers, and cigar smokers and beer drinkers, motorcycle riders, and surfers and skateboarders and people that go to McDonalds and Pizza Hut and ...
I agree with DTOM, if you smoke, drink, have unprotected sex, use BOTOX, get tattoos, live in a big city with smog, live in a rural area where they use pesticides and fertilizer, drink city water, drink well water, east processed food, drive, bike, walk, et al you should pay more for your health insurance. But "weight", doesn't this include the entire "human race"? What a joke!
But most of those habits are already in place with some insurance companies. I've been involved with private companies before that charge higher premiums for smokers, pre-existing conditions (such as AIDS from un-protected sex), and dangerous activities. If I got hurt on a ski trip, then a board would review the case to see if my condition was from a recreational activity or a health issue. Injuries from recreational activities were denied. If you broke the law, injuries were not covered. For instance, if I got in a car accident and was not wearing my seatbelt, my injury claims would be denied.
My only issues were with the recreational activites. Now that I'm with a group plan with the state, I don't have to worry about all that nonsense now.
That is one way to try and hold the line on health care costs. There is no question that weight causes health problems, that would not otherwise occur, with type 2 diabetes being one of those issues.
Your wrong there are people that aren't overweight that have type 2 diabetes. A man I worked with was 6 ft tall and weighed 175 lbs. and he had type 2 diabetes and was never overweight in his whole life. Weight isn't always a cause for diabetes.
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Why should health insurance be any different?
My only issues were with the recreational activites. Now that I'm with a group plan with the state, I don't have to worry about all that nonsense now.