Comments on: Obama: McCain Wants To Cut Medicare

Democrat Suggests Rival Would Cut $882 Million From Program To Finance Health Care Plan

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by mairin27 October 18, 2008 1:53 AM EDT
Dr, I hope you''''re thinking with the heart and mind and not your wallet as you encourage people to support your candidate.


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Posted by Toss_em_all at 10:44 PM : Oct 17, 2008

I am an ER doctor and will get paid regardless. But I think that for the most part there are more issues and denial of claims under private insurance vs. Medicare. Each has pros and cons but in my mind private insurance looks at the bottom line, deny a claim and fight it and hope a claimant gives up. Then you insure a great bonus for the CEO etc.
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by lambryth October 18, 2008 1:52 AM EDT
Senator Barack Obama''s newest claim that Senator John McCain''s health care plan will cut $882 billion in Medicare health care benefits for seniors, ranks among the biggest whoppers of the whole campaign.

CBS News Reality Check

http://www.cbsnews.com/stories/2008/10/17/eveningnews/realitycheck/main4530306.shtml?source=RSSattr=Politics_4530306
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by repdemapart October 18, 2008 1:51 AM EDT
JUST REMEMBER HOW THEY TREATED HILLARY !!!!

HILLARY !!!! HILLARY !!!!HILLARY !!!! HILLARY !!!!HILLARY !!!! HILLARY !!!!HILLARY !!!! HILLARY !!!!HILLARY !!!! HILLARY !!!!HILLARY !!!! HILLARY !!!!
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by mairin27 October 18, 2008 1:49 AM EDT
Hey Mairin27, educate yourself, under McCain''''s plan you will have $5,000 to buy insurance. Under Obama''''s plan you will get zeroooooooo.....and the benefit of shopping all over the US for a better plan, especially in states that don''''t allow insurers to deny pre-conditions.

Under Obama''''s plan you have an opt out for some socialist tax centered program and run up $1.6 trillion in debt.


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Posted by FromTexwlove at 10:41 PM : Oct 17, 2008

Hey Tex,

Under McCains plan that pittance of $5000 goes directly to the insurance company.

Hey Tex, the average cost of Health insurance for a family of 4 is $12,000. So what good is that $5000, when families have to come up with the additional money and it goes directly to the ins. companies?

Who benefits under McCains plan?

THE INSURANCE COMPANIES? SHOCK AND AWE.

MCCAIN AGAIN FOR BIG BIZ AND NOT THE MIDDLE CLASS.
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by gettin_angry October 18, 2008 1:44 AM EDT
"The arguement that there is waste in both private and government programs does not hold water. In many private ins. co. the bottom line depends on how many claims can be denied. Thus pencil pushers will decide if a claim is approved or denied. More profits for execuetive higher golden parachuets. With Medicare the rules are pretty set in stone"

What is your intent here? These are blanket statements that you can in no way support in the manner you''re applying them. The bottom line depends on how good WE can be for YOU. Period.

Let''s be honest here...as these people may not have a good full picture of all the dynamics in play.

There are numerous Physicians across this country that are refusing to accept Medicare plans as they stand now and the reason is that they make much more from Commercial plans. Not because they''re losing money or not making a good buck but that it''s MORE profitable to see younger healthier patients that are insured under commercial plans. They get paid more and can churn them in and out faster as old people demand a lot of time.
Now, before anyone accepts anybody''s accusations, just know that Dems just increased physician''s compensation in the coming years as it pertains to Medicare providers so his motives are not necesarily unbiased. Dr, I hope you''re thinking with the heart and mind and not your wallet as you encourage people to support your candidate.
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by mairin27 October 18, 2008 1:42 AM EDT
nursing home care but the care of those who are dying or dead. I speak the truth no??"

Most nursing home patients are end of lifers....you do realize that it''''s the LAST STOP! RIGHT?


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Posted by FromTexwlove at 10:22 PM : Oct 17, 2008

You realize unless a nursing home pt dies and can''t be resuscitated they are transfered to hospitals? Who then must care for them regardless? Many who feel guilty, they have left their loved one in a ********* and then want us to take extraordinary measure to save their lives.

You are a tool and do not know of which you speak. So shut your pie hole. Dillhole
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by mairin27 October 18, 2008 1:36 AM EDT
Posted by mairin27 at 09:58 PM : Oct 17, 2008

And SO! Most employees in the private sector are employed by small business and have ZERO, ZIP, NADA NONEEEEEEEEEEE money for insurance provided at all.

Under McCain''''s plan they''''d get $5,000. Under Obama''''s plan....zerooooooo, zip, nadaaaaaaaa none!


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Posted by FromTexwlove at 10:20 PM : Oct 17, 2008

Hey Tex, educate yourself. Under Obamas plan there would be a choice. Pay in and opt for some kind of govern. coverage or provide some kind of coverage.

You know for the amount the War in Iraq has cost we could have insured every man, woman and child in America. Where is your priority? With War or with elevating the country? I think I know the answer.

A nation that continues year after year to spend more money on military defense than on programs of social uplift is approaching spiritual doom.
-Martin Luther King, Jr.

Got something against MLK?

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by david1737 October 18, 2008 1:36 AM EDT
McCain don''t care.

In 2006, 47 million Americans %u2013 including 8.7 million children - lacked health insurance, and for those with insurance the cost of health insurance premiums has increased 78 percent between 2001 and 2007 [U. S. Census Bureau, August 2007; Kaiser Family Foundation, March 2008]. Amid this crisis, John McCain has a health care record that is classic in its GOP indifference to the problems affecting America%u2019s working families. McCain has repeatedly voted to cut Medicare and Medicaid, opposed efforts to expand health insurance to children and prescription drug coverage to seniors and opposed increased funding for veterans%u2019 health care
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by citizenusa-2009 October 18, 2008 1:35 AM EDT
Let us not forget that the 720 BILLION DOLLAR DEBACLE happened on BUSH''S WATCH. It took him 8 years to take us from PROSPERITY TO POVERTY. McCain simply wants to FINISH THE JOB. He has NO PROBLEM with keeping the WAR''s going and cutting BENEFITS because neither he nor his kids, nor his great great grandkids will EVER be AFFECTED. You see, Cindy fortune is ENDLESS. Her chant will be F all of you, we are FINE!
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by david1737 October 18, 2008 1:34 AM EDT
McCain Voted Against Increasing Benefits For Children With Special Needs.
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by mairin27 October 18, 2008 1:30 AM EDT
Again, I think we agree. I would like to hear Toss_em_all''''s input, as well.


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Posted by WitchesRDumb at 10:17 PM : Oct 17, 2008

Thank you Witches as I do agree that I think we agree
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by gettin_angry October 18, 2008 1:28 AM EDT
"private health insurance companies deny coverage all together for many pre-existing conditions. MANY.
It''''s a huge list. Therefore, the pool of recipiencts they are caring for is much healthier to start with."

I''m not sure of the intent of this question so if I veere off course just let me know.

I can''t honestly answer that because I don''t really know the degree to which enrollees may be filtered on Commercial (non-Medicare plans). I just don''t know.

The Medicare Advantage plans are for all intensive purposes private sector plans. Reducing waste, developing programs to improve patient outcomes, negotiating better contracts with providers, providing information and resources to our members to assit them in making wise choices are all things that we do in order to contain costs as we are a private sector company that is interested in reducing waste and making money...just like everyone else.



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by mairin27 October 18, 2008 1:27 AM EDT
where the are BRILLIANT people (I''''m not one of them...just fortunate enough to be able to observe) who don''''t make anywhere near the kind of money you do. We keep a Fortune 500 company alive..doctors all too often curn patients and push services (and lets not forget all the fraud in order to fund their luxuries. If you think you actually earn that kind of money in a 40 hr week, then my position is that you''''re mistaken.


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Posted by Toss_em_all at 10:06 PM : Oct 17, 2008


Um, I am an ER doctor. On salary so if you think I rake in tons of money you are wrong. I practice medicine not for the love of money but for the grace of saving lives and helping people in need. I do make over $25k per year and am willing to pay more under the Obama plan because I truely believe in his policies.
PS: I am still paying off my student loans that helped me get through medical school and no one will help if I default on those. Repub or Dem
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by mairin27 October 18, 2008 1:21 AM EDT
Mr. McCain will cut these benefits. Look at the links I have provided.

No links.


Ok, I provided links before but is one I will post again:

http://www.washingtonmonthly.com/archives/individual/2008_10/015052.php
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by gettin_angry October 18, 2008 1:17 AM EDT
WitchesRDumb -
I am a little hesitant to keep this converstaion going as I''m not sure we''re all on the same page given the broken nature of communicating.

But for now, Please understand (if you don''t) that I''m not trashing Medicare but was making a point an hour or so ago about Social Security and was then asked about Medicare.

"Medicaire may actually be providing the full care required for that patient, while private health insurance companies deny many procedures,"

My expertise isn''t working directly with the medical plans although they''re close by but I think an honest best answer is that both Medicare Advantage plans and Commercial plans compete in the marketplace. Insurance companies want people to enroll and they compete to provide the most appealling product for it''s price. Medicare does have some oversight as to how much coverage will be provided as before a company can market a Medicare plan has to have approval from CMS. They ensure the plan has at least a certain level of coverage. The plan can be richer in benefits but must have at least the minimum, which is determined by them.

more to follow.
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by mairin27 October 18, 2008 1:15 AM EDT
The way things are going I am begining to think you just want some ammo to start attacking with. Nobody is improved with this kind of behavior, it''''s destructive.

"You still have not answered my question. And as an acutary you should know that the greatest amount of money spent of healthcare is for "end of life care"."

Well, I thought you were a doctor as you claimed. I gave you a bit of professional courtesy and took you at your word but if you''''re looking to me for confirmation then me answer is, it sounds plausable but I honestly don''''t know.




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Posted by Toss_em_all at 10:05 PM : Oct 17, 2008


I just want to get clarity and thank you for your honesty. But I know that the "end of life" care does generate approximately 90% of what is paid into a system regardless of age, race or insurance coverage Medicare or private. Thank you for your honesty.
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by mairin27 October 18, 2008 1:11 AM EDT
Medicare recipents consume about $12,000.00 a year in services. Commercial business is nowhere near this high.

Posted by Toss_em_all"


I understand that you are implying that there is waste. I agree. It also happens within the private sector - private hospitals overbill private patients regularly.

I see, though, two arguments you may not have considered:

1) Medicaire may actually be providing the full care required for that patient, while private health insurance companies deny many procedures,

and

2) private health insurance companies deny coverage all together for many pre-existing conditions. MANY. It''''s a huge list. Therefore, the pool of recipiencts they are caring for is much healthier to start with.

If you''''d consider both points and respond, it would be appreciated.

---------------------------------------------------

Mr. McCains plan in essence would deregulate healthcare. Thus ensuring millions are dropped from employer based plans. Many which will have pre-existing conditions, who will not be able to get coverage. The arguement that there is waste in both private and government programs does not hold water. In many private ins. co. the bottom line depends on how many claims can be denied. Thus pencil pushers will decide if a claim is approved or denied. More profits for execuetive higher golden parachuets. With Medicare the rules are pretty set in stone.
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by gettin_angry October 18, 2008 1:06 AM EDT
"Not nursing home care but the care of those who are dying or dead. I speak the truth no??"

Again, it sounds plausible and I''m not going to question your integrity nor denegrade you by claiming otherwise. But again, all I know is that is sounds plausible.

"Medicare is not just for nursing home care true? It also deals with hospital and physician care?"

True

Mr. McCain will cut these benefits. Look at the links I have provided.

No links.

BTW - There is a problem with providers as well. Don''t act like a Union does and blame the company for not being able to pour out endless dollars.

Is there a rule that says PhDs deserve $500k a year? Many Doctors would drown intellectually in my business
where the are BRILLIANT people (I''m not one of them...just fortunate enough to be able to observe) who don''t make anywhere near the kind of money you do. We keep a Fortune 500 company alive..doctors all too often curn patients and push services (and lets not forget all the fraud in order to fund their luxuries. If you think you actually earn that kind of money in a 40 hr week, then my position is that you''re mistaken.
Reply to this comment
by gettin_angry October 18, 2008 1:05 AM EDT
2 parter again...

The way things are going I am begining to think you just want some ammo to start attacking with. Nobody is improved with this kind of behavior, it''s destructive.

"You still have not answered my question. And as an acutary you should know that the greatest amount of money spent of healthcare is for "end of life care"."

Well, I thought you were a doctor as you claimed. I gave you a bit of professional courtesy and took you at your word but if you''re looking to me for confirmation then me answer is, it sounds plausable but I honestly don''t know.

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by misha128-2009 October 18, 2008 12:59 AM EDT
Subprime meltdown. (deregulation of the Commercial/Investment banks, and Commodities and Futures) Brought to you by Phil Gramm. (please google Phil Gramm, Gramm Leach ACT, and Commodities Futures Modernization ACT, CFMA)

Posted by david1737


Be honest and a part of the solution. Don''''t spew mindless partison *** that we all know isn''''t true just because you''''re geared up and stupid.

Posted by Toss_em_all at 09:47 PM

I agree with David.
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