Save money every day: Ten painless tricks

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I'm not ashamed to admit that I enjoy immediate gratification as much as the next person. I like my cable and internet. I have a 70 inch HDTV. I stay in nice hotels. I have good insurance and use my credit card whenever I can.

That said, I also hate paying full price. "Never pay retail" is my motto, and I try to abide by it whenever I can. Here are ten simple ways to be materialistic while still improving your finances.

Now you are talking! I also, buy grocery & supplies when goes on sale.Even reheat the left overs for the next night. Or i make them into something else from them. We hardly waste any food here. And, whom has money to travel on. Or to invest money into CD's. What money? I live in Southern,IL. And, our area is real bad with no jobs here. We will be looking like Detroit soon. People here do good to pay there light bills, & buy food an gas.


his_doll618 replies:: linkicon reporticon emailicon; This is a reply to mtb3333 comment.

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Allan_Roth says:: Tawster,

Thanks - a credit card gives more protection than a debit card. So the same 2% cash back with no fees so I'll stick to the credit card.; reply

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tawster says:: Two things:

(1) Didn't know there was a 60 day thing with CDs out there. Good to know. For the rainy-day fund... I use IngDirect, but the interest rates are ... crap in comparison to your CDs. But more liquid.

(2) 2% credit card? Just get a 2% debit card instead: PerkStreet is the most prominent right now, but there are others.

-t; reply

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Allan_Roth says:: tima410,

I'm not sure how you reached the conclusion on where I spend my money. I will tell you two things:

1) Fair competition is good and brings down prices.
2) Most issues are not as one sided as you and most politicians think.; reply

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tima410 says:: While you admit to having "...killed off Borders...", you still thumb your nose at the local, hometown, main street, bricks-and-mortar merchant who has invested in your community, pays taxes so you can drive your old car on a decent road...or send your kids to school. Who's going to do that after you drive them all out of business. Thank you Brave New World.; reply

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Allan_Roth says:

mtb3333,

I like most of these - especially #10. Cut your own hair?


mtb3333 replies:: linkicon reporticon emailicon; yep, i do. : )

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Allan_Roth says:: JeffP7,

Not taking it personally at all. I'm neither pro or con big business. I could get into the psychology of teaser rates but the word "teaser" says it all. Don't have the smartphone app you refer to. Cost benefit of getting a newer smaller car with better gas mileage isn't close. Keep the car.; reply

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Allan_Roth says:: JeffP7,

Not taking it personally at all. I'm neither pro or con big business. I could get into the psychology of teaser rates but the word "teaser" says it all. Don't have the smartphone app you refer to. Cost benefit of getting a newer smaller car with better gas mileage isn't close. Keep the car.; reply