7. Buy knockoffs
istockphoto.com
I'm not talking about buying a fake Rolex: I'm referring to buying supplies from "non-OEM" suppliers. For example, in today's world, HP will sell a printer at a loss because they are counting on you to buy their ink for the next few years. The printers now even come with starter cartridges only half full.
I can get on eBay and find a compatible cartridge for as little as a quarter of the price, including shipping. It comes from Asia, and may even be produced by the same company producing the OEM version. Now the printer documentation advises you that using non-OEM ink will render the warranty void, and cause your printer to self-destruct, but I haven't had issues, just savings.
Payoff: Two toners a month, saving $60 per cartridge = $1,440 annually.
Thanks - nice comments are always appreciated by the authors!
Thanks - a credit card gives more protection than a debit card. So the same 2% cash back with no fees so I'll stick to the credit card.
(1) Didn't know there was a 60 day thing with CDs out there. Good to know. For the rainy-day fund... I use IngDirect, but the interest rates are ... crap in comparison to your CDs. But more liquid.
(2) 2% credit card? Just get a 2% debit card instead: PerkStreet is the most prominent right now, but there are others.
-t
I'm not sure how you reached the conclusion on where I spend my money. I will tell you two things:
1) Fair competition is good and brings down prices.
2) Most issues are not as one sided as you and most politicians think.
I like most of these - especially #10. Cut your own hair?
Not taking it personally at all. I'm neither pro or con big business. I could get into the psychology of teaser rates but the word "teaser" says it all. Don't have the smartphone app you refer to. Cost benefit of getting a newer smaller car with better gas mileage isn't close. Keep the car.
Not taking it personally at all. I'm neither pro or con big business. I could get into the psychology of teaser rates but the word "teaser" says it all. Don't have the smartphone app you refer to. Cost benefit of getting a newer smaller car with better gas mileage isn't close. Keep the car.