Steve Vernon
For more than 35 years, consulting actuary Steve Vernon helped large employers design and manage their retirement programs. Now he's a Research Scholar for the Stanford Center on Longevity, where he helps collect, direct, and disseminate research that will improve the financial security of seniors. He also delivers retirement planning workshops and has authored Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck and Recession-Proof Your Retirement Years. Steve helps you meet the new retirement goals: Have enough money to be happy for a long, healthy life. Survive economic meltdowns. Avoid being broke at age 85. Live your life, not the life defined by others.
Most recent stories
- Long-term care: Ignore it at your own peril
Long-term-care expenses can wipe out your retirement savings, so make sure you protect yourself and your family
Read More » - Budgeting for medical expenses with Medicare
Even with Medicare and supplemental insurance, there may still be sizable out-of-pocket medical costs, so be smart and budget
Read More » - Should you buy a Medigap or Medicare Advantage Plan?
Medicare provides a good foundation and will keep you safe from catastrophic costs, but it won't pay all your medical bills
Read More » - Should you buy Medicare Parts B and D?
Medicare Parts B and D require you to pay premiums, but is the coverage offered a good deal?
Read More » - Planning your retirement: Medicare basics
Once you reach age 65, Medicare provides the foundation of your medical insurance; read here for the essential details
Read More » - 9 ways to find health insurance before Medicare
If you retire before age 65, essential medical insurance is a must, but whatever you do, don't go bare!
Read More » - 10 ways to reduce housing costs in retirement
For retirees living on a budget, cutting housing costs can help make ends meet -- read on to find out how
Read More » - Don't gamble with your retirement!
A recent PBS documentary exposed real problems with some 401(k) plans, but there are bigger challenges to address
Read More » - The secret that will make -- or break -- your retirement
Many people overlook their living expenses when planning for retirement, but a good review might let you afford to retire
Read More » - How much risk can you take with your retirement savings?
When deciding how to invest for income during retirement, consider your total financial situation; read here to learn more
Read More » - The best way to buy annuities for retirement
Although annuities get a bad rap, certain low-cost products can help generate a reliable stream of retirement income
Read More » - The best ways to invest for retirement income
The best investments for generating retirement income should be simple and cheap; read here for details
Read More » - 6 questions to ask about Social Security
Optimizing Social Security benefits is critical to retirement planning; take the time to find someone who will get you there
Read More » - The best ways to turn your savings into income
Among your most critical financial planning decisions is how to deploy your savings in retirement
Read More » - Boost your spouse's Social Security payout by $90,000
When retirement rolls around, these strategies can significantly increase a married couple's lifetime retirement payout
Read More »
