What are Fannie Mae and Freddie Mac?
	What do they do?
	Why were they created?
	So they are owned by the government?
	What problems do they currently face?
	What happens in a government bailout?
	What has the Federal Reserve done to help Fannie and Freddie?
	Can they fail?
	How do Fannie and Freddie's current problems affect
	What will the housing bill do?

If they did, says Brad Neigel, a senior analyst at Aite Group, a financial services research firm, "It would be the collapse of the entire mortgage industry as we know it." A government takeover would be the last option of choice, Neigel added.