Bank Seizure Q&A
Why did the government seize IndyMac's assets?
What happens when the government takes over a bank?
Is my bank at risk?
How can I make sure my money is safe?
How much money does the FDIC have?
How big does FDIC like to keep its deposit insurance fund?
Do banks have to pay into the deposit insurance fund?
Does the government's decision to aide Fannie Mae and Freddie
 Do banks have to pay into the deposit insurance fund?
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Yes. The total amount depends upon the assessment rate assigned to the institution and the size of their assessment base - which is roughly equal to an institution's total domestic deposits.

Assessment rates are assigned to institutions based upon the risk they pose to the fund, and currently range from 0.05 percent to 0.43 percent, with the vast majority if institutions - almost 94 percent - paying between 0.05 percent and 0.07 percent.