Ardmore, Okla.

With a population of roughly 35,000, Ardmore, Okla., serves as the primary retail shopping area for a seven-county area in southern Oklahoma. The average rent for a two-bedroom/two-bath apartment is $550 per month, and the average home is priced at $235,000. The cost of living in Ardmore, which is located between Dallas and Oklahoma City, is 14.8 percent lower than the national average.

Credit: Ardmore Chamber of Commerce